MabilisCash API & OpenFinance Integration

OpenData-based pricing, savings and redemption APIs, with runnable source code and documentation.

Starting at $300 • Enterprise SLA negotiable
OpenData · OpenFinance · Protocol Analysis · Savings & Redemption

Securely connect DigiGold’s savings, redemption, and trading capabilities to your system

We provide protocol analysis for DigiGold savings products (DigiGold, SuperGold, Thangamal, FuturePlus), onboarding account linking, payment gateway integration, redemption and reconciliation automation, delivering runnable API sources and complete documentation.

Loan Application & Approval API — Supports application creation, identity/doc submission (KYC), credit scoring callbacks, approval status changes and credit limit uplift triggers.
Disbursement & Repayment — Bank transfers and wallet payments integration, with disbursement callbacks, transaction verification, automated reconciliation and refund/adjustment mechanisms.
Billing & Repayment Plans — Export installment plans, payment receipts, overdue notices, with outputs in Excel / CSV / JSON.">

What we deliver (examples)

Standard Deliverables

  • OpenAPI / Swagger documents and endpoint definitions
  • Protocol analysis report (authentication, signing, callbacks, idempotency)
  • Runnable backend samples (Node.js / Python), with deployment guides
  • Automated tests, integration tests and Postman collections
  • Compliance guidance (privacy, data retention, audit-ready logs)

API Example: Join Savings Plan (pseudo-code)

POST /api/v1/digicash/savings/join
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "user_id": "user_12345",
  "scheme": "DigiGold",
  "amount": 250.00,
  "frequency": "DAILY",
  "payment_method": "PAY_GATEWAY_X",
  "payment_reference": "PGX_REF_98765"
}

Response 201 Created
{
  "status": "ACCEPTED",
  "subscription_id": "sub_20251108_0001",
  "next_debit_date": "2025-11-09",
  "gold_weight_credited": 0.00423
}

Typical Integration Scenarios

Support real-time price aggregation, subscriptions and bulk debits, payment gateway callbacks, redemption settlements (in-store and online), and tax/reporting workflows.

Core Benefits

  • Security and audit-ready log design for financial-grade applications
  • Plug-in price data sources with robust fallback strategies
  • Comprehensive reconciliation and automatic compensation
  • Multi-language SDKs (Python / Node / Go) and OpenAPI support
  • Compliance-first: privacy, data minimization, and KYC guidance

API Integration Quick Guide

  1. Describe your target scenario, e.g., savings platform integrated with gateway A, redemption to store B.
  2. We analyze protocol and authorization flows (2–5 days) to identify login, tokens, callbacks and idempotency keys.
  3. Deliver runnable microservices (with OpenAPI) and deployment instructions (3–8 days).
  4. Complete integration testing and go-live readiness including security review (1–3 days).
  5. Deliver user manuals, API docs, test cases and 30-day support option.

Required info: target App name, necessary interfaces (inbound funds, debits, transaction history, redemption), and testing credentials or sandbox access.

About Our Studio

We are a studio focused on app protocol analysis and open finance integration. Our team has experience in mobile security, fintech and cloud backend, delivering compliant, maintainable API layers for global clients.

  • OpenAPI, OpenID Connect, OAuth2 and PSD2-compliant workflows
  • Deliverables include OpenAPI, SDKs and test plans
  • Privacy and data retention guidance; NDA options
  • Transparent pricing: starting at $300, pay on delivery acceptance

Contact Us

Ready to begin? Please provide the target App name and the required interfaces, and we will respond with a plan and quote within 24 hours.

Visit Contact Page

📦 Original App Full Introduction (Collapsed)
Thangamayil DigiGold is the digital home of Thangamayil Jewellery.
The ideal place to join a savings scheme and save up to buy your dream jewellery conveniently in the palm of your hand. You can join and pay into any of the Schemes of Thangamayil Jewellery. Start Saving in Gold today.
Traditionally everyone saves and invests in Gold Jewellery, both as an ornament and as an asset. But with rising price of Gold, lakhs of customers of Thangamayil have used various micro savings schemes to help them accrue savings to buy their dream gold jewellery. Grow your wealth by investing in Gold – the historic store of value - the best instrument for savings, giving you assured appreciation of value.
Currently offering 4 savings schemes to save up to buy any Gold Coin, Gold Jewellery from Thangamayil Jewellery.

DigiGold
Digigold gives you the Freedom to save daily, weekly, or monthly – even multiple times a day. It is Flexible to save as much as you can starting from just Rs.100, varying your savings each time. It is Easy – just a few clicks and you have saved Gold at prevailing market rates. It is Convenient, as it is fully integrated with various payment gateways, enabling you to save from wherever you are.
SuperGold
SuperGold is a monthly savings scheme with a tenure of 330 days (11 installments) with benefit of getting up to 75% Discount on VA (Wastage + Making Charges) on Gold Jewellery and 60% Discount on VA for Diamond Studded Gold Jewellery and JewelOne Jewellery. Subject to full payment of all installments on time and redemption after 330 days. User gets credited as Gold weight as per prevailing rates on dates of payment in your Account and can be redeemed after maturity for weight saved with above benefits.
Thangamagal
Thangamal is a fixed monthly savings scheme with a tenure of 330 days (11 installments) with benefit of getting up to 75% Discount on VA (Wastage + Making Charges) on Gold Jewellery and 60% Discount on VA for Diamond Studded Gold Jewellery and JewelOne Jewellery. Subject to full payment of all installments on time and redemption after 330 days. User gets credited as Amount in your Account and can be redeemed after maturity for amount saved.
FuturePlus
SuperGold is a one-time savings scheme with a tenure of 330 days with benefit of getting 75% Discount on VA (Wastage + Making Charges) on Gold Jewellery on Gold Jewellery and 60% Discount on VA for Diamond Studded Gold Jewellery and JewelOne Jewellery – subject to redemption after 330 days.
Just download the app, register, and start saving.
Redeem conveniently at a Thangamayil Showroom near you (62 showrooms in Tamil Nadu – and growing) or buy Gold Jewellery or Gold Coins from www.thangamayil.com
While there are many apps to buy and sell gold online, Thangamayil Digigold is the only app that gives you all the flexibility while also giving you up to 5% benefits for your savings and other benefits enumerated. Save whenever possible and grow your wealth.
Save using the Thangamayil DigiGold app and buy Gold Jewellery from Thangamayil – a brand trusted for over 75 years. Thangamayil Jewellery Limited, with its Registered Office in Madurai, Tamilnadu, is the Leading Gold Jewellery Retailer in Tamilnadu with 62 Showrooms and trusted by over 25lakh customers.
Contact: 1800 889 7080 (10 AM - 7 PM IST)
digigoldsupport@thangamayil.com | https://www.thangamayil.com